Terms and conditions

Important information about the use of the Netwealth website.

Netwealth website terms and conditions

General

Netwealth Investments Limited (ABN 85 090 569 109, AFSL 230975) (Netwealth, us, our, we), a subsidiary of Netwealth Group Limited (ACN 133 790 146), operates the Netwealth website at the domain netwealth.com.au (the website or our website) in connection with the products and services we and our related entities offer. Details of our products are available on our website and the applicable disclosure documents can be downloaded or provided in hard copy upon request. The use of the website is governed by our Privacy Policy and these Netwealth Website Terms and Conditions including any incorporated terms regarding third party providers (the Netwealth Website Terms), in each case as updated from time to time. By accessing, reviewing or using our website, each user (you, your) is agreeing to be bound by the Netwealth Website Terms and our Privacy Policy.  Netwealth reserves the right to vary these without notice to you, and any subsequent access to or review or use of the website by you will constitute your agreement to the variation. We recommend you review these documents regularly and check for changes.  Should you access or use the website in a way we consider to be inappropriate or in breach of the Netwealth Website Terms we may withdraw or suspend your access to some or all of the website.

The information on the website has been prepared for persons aged 18 years or over who are accessing the site within Australia and does not take into account any foreign laws. The laws in force in the State of Victoria in Australia from time to time will govern your use of the website and will apply to the Netwealth Website Terms and any related dispute.

While due care is taken when maintaining the website and preparing the content it contains, we do not make any representation or warranty, express or implied, about the website or any of its content including regarding its availability, accuracy, completeness, quality, currency or fitness for purpose, except to the extent of any warranty implied by law which cannot lawfully be excluded. You use the website at your sole risk.  While we use best endeavours to provide access to the website on a “24 /7” basis, access may be interrupted or suspended with or without notice to facilitate the carrying out of scheduled or unscheduled maintenance, or for reasons beyond our reasonable control.

To the maximum extent permitted by law, we and our related parties, together with our respective directors, officers and employees, exclude all liability for any loss or damage which may arise out of, or in connection with any person’s use or misuse of or inability to use the website or the information made available through it, including due to interruption or suspension of access to the website. Here, “loss or damage” includes direct, indirect, consequential, special, punitive or other losses, damages, liabilities, claims or expenses you or others may suffer, including damages for loss of profits, loss of opportunity, business interruption, loss or corruption of data or information, damage to a computer system or the transmission or installation of any virus, malware or other harmful software.  To the extent that our liability in relation to a service we provide (including supplying the website) cannot lawfully be excluded, our liability will be limited to a liability to supply the relevant service again or, if we so elect, to pay the cost of having the service supplied again.

No information provided on the website should be regarded as personal financial advice or relied upon. The information we provide is factual information or financial advice of a general nature only, and does not take into account your financial circumstances, needs or objectives.  The website information is not, and must not be regarded as, an endorsement of or recommendation to use any particular service or to buy, sell or hold an investment in any particular product, whether provided by Netwealth or any other person. The fact that a particular accessible investment or other financial product is available for investment via a Netwealth account is not, and must not be regarded as, a recommendation or endorsement by Netwealth in relation to that product.  We recommend that you seek professional advice before making any investment decision. 

Netwealth has measures in place to ensure a high level of privacy, security and protection of your personal information when you access our website. However, no measures can guarantee complete protection and we will not be responsible for any loss or damage that results from our measures failing or being breached.

Except as otherwise indicated, all information and other material comprising or provided on the website has been created by and at all times remains the property of Netwealth. No part of the website or the information we make available through the website may be altered, reproduced or distributed without our written consent or used for any purpose other than your personal use.

If we issue you with a username and password to the website (login details), you agree you will not send or disclose your login details to any other person, nor write them down or otherwise record them anywhere, and that you will not share your login privileges with anyone. You agree you will be solely responsible for any loss or damage caused by any use (including misuse) of your login details, whether or not you authorised that use.  You should change your password regularly. Please read our Security Statement for further guidance on selecting and safeguarding your password and other tips for engaging with us securely.  Should you become aware or suspect that your login details may have been used or become known by someone else, please change your password immediately and contact us on freecall 1800 888 223. 


Third party information, services and functionality

We engage, partner and contract with third parties to provide content, improved service offerings and functionality on or in connection with the website.  Third party content and services are not independently monitored, reviewed or verified by Netwealth and are accessed and used by you at your sole risk.  When you view or use content delivered by a third party or click on a hyperlink to a website operated by a third party, you should be aware that when accessing their product or service you may be required to agree (or may be deemed to have agreed) to additional terms and conditions of use imposed by the third party provider.   Before you access, use or subscribe to use any service or product delivered by a third party, you should carefully identify, read and understand all applicable terms and conditions of use, and regularly check them for updates as it is possible they may be varied without notice to you.

Content Netwealth receives from a third party is provided to you ‘as is’ and may contain opinions of the third party. When we make third party content available, this must not be regarded as Netwealth endorsing or verifying that content. Third party content does not take into account any particular person’s individual objectives, financial situation or needs.

While we take care when selecting and contracting with our third party providers, to the full extent permitted by law Netwealth expressly disclaims responsibility for any information, service or product provided to you by a third party via our website. Netwealth and its related parties will not be liable for any loss or damage resulting from any person’s use of a third party’s information, service or product. 

Netwealth has contracted with Thomson Reuters (Markets) LLC or its affiliate (Thomson Reuters) to provide international securities pricing data. If you hold or apply to acquire international securities, or use the related trade calculators on our website, you will be agreeing to be bound by the Thomson Reuters Securities terms and conditions in respect of your access to your use of data provided through this service.

Netwealth has contracted with Australian Investment Exchange Ltd (ABN 71 076 515 930 AFSL 241400) (the Participant) to provide the Netwealth Share Trading facility. If you apply to use the Netwealth Share Trading facility you will be agreeing to be bound by the Australian Investment Exchange Ltd terms and conditions and associated terms.

Netwealth has contracted with TipRanks Ltd (TipRanks) to provide you access to aggregated financial information, opinions and recommendations of various third parties regarding publicly traded securities and other financial products (the TipRanks Service). By seeking access to the TipRanks Service though the Netwealth website, you will be taken to be agreeing to be bound by the TipRanks terms and conditions.

Netwealth makes available to certain website users a range of tools, including alerts, relating to the Australian Securities Exchange (ASX). These tools are facilitated by a third party. The Netwealth ASX market data terms and conditions will apply to you in respect of your use of any of these tools.