Term deposits and cash

You can invest in a range of term deposit options from leading providers in our super and investment accounts.

Term deposits

Available term deposit options

We have selected a great range of providers and options for you to choose from.

3 months


6 months


1 year


3 years


5 years

Important information:
  Target Market Determination Product Disclosure Statement
BOQ Download Download
ANZ Download Download
NAB Download Download



View current term deposit offers


Current cash rate

Cash account information

The Cash Account is the transaction centre of your account. Here all contributions, income and other receipts are deposited and all purchases of investments, withdrawals, fees, taxes and other costs are withdrawn.

When you invest through Netwealth's investment or superannuation accounts, cash funds are pooled with cash from other investors in that product and placed on deposit in one or more interest bearing accounts with an Australian bank. Currently, we have contracted for all funds in the cash pool to be invested with Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ).

As all these funds are invested in the same cash pool, cash funds held within each service receive the same rate of interest based on the daily balance in your Cash Account.

The current indicative* cash rates are:
  Rate for first $250k of cash Rate for $250K to $2m of cash Rate for amounts over $2m
Netwealth Wrap Service1 0.00% 0.00% 0.00%
Netwealth Superannuation Master Fund2  0.00% 0.00% 0.00%
Managed Account3 0.00% 0.00% 0.00%


The historical indicative* cash rates on amounts up to $250,000 are:
  04/03/20 02/10/19 03/07/19 05/06/19
Netwealth Wrap Service1 0.00% 0.25% 0.50% 0.75%
Netwealth Superannuation Master Fund2  0.00% 0.25% 0.50% 0.75%
Managed Account3 0.00% 0.25% 0.50% 0.75%


For older indicative cash rate changes, and rates on amounts over $250,000 please contact Netwealth.


* The funds in your cash account earn monthly interest at a rate set by us. The rate paid on the cash account will usually be set at no less than 0.65% p.a. below the target cash rate set by the Reserve Bank of Australia.  If you hold more than $250,000 in the cash account, then the rate may be lower on part or all of the amount over $250,000.

(1) Including Wealth Accelerator, Russell Investments Wealth Series and Russell Investments Portfolio Service

(2) Including Super Accelerator and Russell Investments Super Series

(3) Including the Netwealth Managed Account Service and any other approved Managed Account scheme


Account options

Invest your super, SMSF or non-super monies

You can access this investment and others using the Netwealth account options below.

Super Accelerator Plus

A next generation super fund, which gives you access to a wide range of investment options – including ASX listed securities, international securities such as Nike, Apple and Nestle, 300+ wholesale managed funds, along with online portfolio management.

Learn more

Wealth Accelerator is a full-featured online investment wrap platform, great if you are an SMSF trustee or investor looking to manage SMSF and non-super investments in one single online place and to centralise and consolidate portfolio administration and reporting.

Learn more

A cost-effective and easy way to manage your super which gives you the option to invest in term deposits, the Netwealth Global Specialist Series (GSS) and cash, while providing you with online tools to manage your portfolio.

Learn more

Wondering what to do next?

Speak with a consultant

One of our experienced client consultants can discuss how our investment and superannuation solutions can best meet your needs.

Contact a consultant

For those who would like to see the platform in action, we can schedule a suitable time to give you a demo of technology and provide you an overview of your options.

Get in touch

Not ready to open an account today? Why not open a free research account and get access to ASX data, watchlists and managed funds research.

Learn more

For those who prefer to email us, give us a call or even drop in.

Get in touch



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