Term deposits and cash
You can invest in a range of term deposit options from leading providers in our super and investment accounts.
Term deposits
Available term deposit options
We have selected a great range of providers and options for you to choose from.
3 months
BOQ
ANZ
NAB
6 months
BOQ
ANZ
NAB
1 year
BOQ
ANZ
NAB
3 years
BOQ
ANZ
NAB
5 years
BOQ
ANZ
NAB
Important information:
| Target Market Determination | Product Disclosure Statement | |
|---|---|---|
| BOQ | Download | Download |
| ANZ | Download | Download |
| NAB | Download | Download |
View current term deposit offers
Current cash rate
Cash account information
The Cash Account is the transaction centre of your account. Here all contributions, income and other receipts are deposited and all purchases of investments, withdrawals, fees, taxes and other costs are withdrawn.
When you invest through Netwealth's investment or superannuation accounts, cash funds are pooled with cash from other investors in that product and placed on deposit in one or more interest bearing accounts with an Australian bank. Currently, we have contracted for all funds in the cash pool to be invested with Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ).
As all these funds are invested in the same cash pool, cash funds held within each service receive the same rate of interest based on the daily balance in your Cash Account.
The current indicative* cash rates are:
| Rate for first $250k of cash | Rate for $250K to $2m of cash | Rate for amounts over $2m | |
|---|---|---|---|
| Netwealth Wrap Service1 | 0.00% | 0.00% | 0.00% |
| Netwealth Superannuation Master Fund2 | 0.00% | 0.00% | 0.00% |
| Managed Account3 | 0.00% | 0.00% | 0.00% |
The historical indicative* cash rates on amounts up to $250,000 are:
| 04/03/20 | 02/10/19 | 03/07/19 | 05/06/19 | |
|---|---|---|---|---|
| Netwealth Wrap Service1 | 0.00% | 0.25% | 0.50% | 0.75% |
| Netwealth Superannuation Master Fund2 | 0.00% | 0.25% | 0.50% | 0.75% |
| Managed Account3 | 0.00% | 0.25% | 0.50% | 0.75% |
For older indicative cash rate changes, and rates on amounts over $250,000 please contact Netwealth.
* The funds in your cash account earn monthly interest at a rate set by us. The rate paid on the cash account will usually be set at no less than 0.65% p.a. below the target cash rate set by the Reserve Bank of Australia. If you hold more than $250,000 in the cash account, then the rate may be lower on part or all of the amount over $250,000.
(1) Including Wealth Accelerator, Russell Investments Wealth Series and Russell Investments Portfolio Service
(2) Including Super Accelerator and Russell Investments Super Series
(3) Including the Netwealth Managed Account Service and any other approved Managed Account scheme
Account options
Invest your super, SMSF or non-super monies
You can access this investment and others using the Netwealth account options below.
Super Accelerator Plus
Super Accelerator Plus
A next generation super fund, which gives you access to a wide range of investment options – including ASX listed securities, international securities such as Nike, Apple and Nestle, 300+ wholesale managed funds, along with online portfolio management.
Learn moreWealth Accelerator Core and Plus
Wealth Accelerator Core and Plus
Wealth Accelerator is a full-featured online investment wrap platform, great if you are an SMSF trustee or investor looking to manage SMSF and non-super investments in one single online place and to centralise and consolidate portfolio administration and reporting.
Learn moreSuper Accelerator Core
Super Accelerator Core
A cost-effective and easy way to manage your super which gives you the option to invest in term deposits, the Netwealth Global Specialist Series (GSS) and cash, while providing you with online tools to manage your portfolio.
Learn moreWondering what to do next?
Speak with a consultant
Speak with a consultant
One of our experienced client consultants can discuss how our investment and superannuation solutions can best meet your needs.
Contact a consultantSchedule a demo
Schedule a demo
For those who would like to see the platform in action, we can schedule a suitable time to give you a demo of technology and provide you an overview of your options.
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Register for a free research account
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