Open source innovation - Book of ideas

This book contains over 40 innovative ideas addressing the financial needs of young adults.  Use this book as stimulus to create your next breakthrough innovation.  

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Build your next generation service offer

Investigating the question of how to get young adults more engaged with their super and investments, this book contains over 40 open-source innovative ideas designed to be the building blocks for your next innovation. 

  • Learn how to encourage better savings with ideas that rely on data visualisation, mobile apps and gaming.
  • Explore ideas that make superannuation fun and approachable for young adults.
  • Read how to improve youngsters familiarisation with financial advisers.
  • Discover ways to make learning about money attractive and fun by using technology.

Open Source Innovation Book of Ideas

About the book

Netwealth, in partnership with Swinburne University and MASS, conducted a ‘design sprint’ in an effort to inspire more Australians to think about their financial futures. The five-day sprint titled ‘Make It. Break It.’ took place between the 18th and 24th of July at the Swinburne Innovation Precinct. It dealt with a major issue: How to improve (young) Australians’ engagement with their superannuation and retirement investments?

Over 40 students from different Swinburne faculties worked with industry professionals to answer this question by combining design, prototyping and market testing. This book showcases the many ideas that surfaced over the five days. Although the ideas are not entirely developed, they serve as a tool to help the wealth industry innovate. We hope they are a source of inspiration, stimulation and discussion.


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This book is our first release, and we’d love to hear your feedback. What do you like about it? What do you wish was different? Any new ideas? Do you use it at work? Why or why not? 

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Additional resources and tools

Use these tools, workshops and resources to help you explore and uncover different methods for creative problem solving, collaborative team thinking to arrive at innovative, impactful solutions.

Innovation Cards

The Netwealth Innovation Cards is a deck of 35 cards containing bite-sized innovation challenges to help you and your team unleash its inner creative genius.

Download the pack

Prioritisation Matrix Poster

When you have lots of ideas how do you prioritise them? Using this simple tool you can, by plotting them on our 2x2 prioritisation matrix.

Download the poster

Customer Journey Map Workshop

Use this workshop to identify the pain points in your customer’s experience with you and develop innovation solutions to address them.

Download the toolkit

2020 AdviceTech Report

Use this report to benchmark your business' adoption of technology against other advice firms, across 24 of the most commonly used technologies.

Read the report

Perspectives: What is innovation?

Hear leading advice practice owners discuss their views on what innovation means and the strategies they have implemented in their business.

Watch the videos

Saints or Sinners

Think like Amazon and Netflix and improve your customer experience. Get your team together for 60 minutes to have some fun and identify some quick wins to remove customer friction.

Download the toolkit

AdviceTech Roadmap Workshop

Activities and tools to help you prioritise and develop an AdviceTech roadmap for your business.

Download the toolkit

Removing customer friction guide

This guide explores what customer friction is, how it can occur in the financial advice process and what you can do to help overcome and prevent it.

Download now


View all resources